- The combined exam is InsNV_PC06: 141 scored + 15 unscored questions, 3 hours 35 minutes, passing score 70.
- Casualty policy types, bonds, and related terms is the heaviest domain at 16.31% of scored questions.
- Nevada requires no prelicensing education, but fingerprinting and a background check are mandatory.
- The $47 exam is only offered at Pearson VUE test centers - no OnVUE online option exists.
Exam Snapshot: The Numbers You Need
If you only have five minutes before you walk out the door, memorize this block. The Nevada Division of Insurance contracts with Pearson VUE to administer the combined Property and Casualty exam under code InsNV_PC06. It costs $47, and it contains 141 scored questions plus 15 unscored pretest questions mixed in without identification. You get 3 hours and 35 minutes, and the scaled passing score is 70.
That single paragraph covers most of what a last-minute Google search is looking for. For the full context behind each number - including how the fee compares to other licensing costs - see the NV-PC Certification Cost 2026: Complete Pricing Breakdown.
Domain-by-Domain Cheat Sheet
The current outline (effective October 1, 2024) splits the exam into ten domains across the Property and Casualty lines plus Nevada-specific statutes. Weight is calculated from the official scored-question counts, not guesswork, so the percentages below tell you exactly where to spend review time.
Domain 4: Casualty - Types of Policies, Bonds, and Related Terms (16.31%)
The single largest domain. Expect heavy coverage of liability policy structures, surety and fidelity bonds, and how casualty coverage differs from property coverage in scope and triggers.
- Know the distinctions between commercial general liability, umbrella, and excess policies
- Understand bond terminology: principal, obligee, surety
Domain 1: Property - Types of Policies (15.60%)
Nearly tied with the top domain. Covers homeowners forms, dwelling policies, and commercial property structures.
- Differentiate HO forms and named-peril vs. open-peril coverage
- Recognize commercial property policy triggers and exclusions
Domain 7: Nevada Statutes and Regulations Common to Life, Health, Property, and Casualty Insurance (14.18%)
The largest purely regulatory domain. This is where licensing procedure, producer duties, and general state insurance code live.
- Study license renewal cycles and producer conduct rules
- Know unfair trade practice definitions under Nevada code
Domains 2 & 5: Insurance Terms and Related Concepts, Property and Casualty (10.64% each)
These twin domains test vocabulary and conceptual mechanics - deductibles, coinsurance, subrogation, indemnity - applied separately to each line.
- Build a single glossary and tag each term "Property" or "Casualty" as you review
Domains 3 & 6: Policy Provisions (Property 9.22% / Casualty 8.51%) and Domain 8: Nevada Statutes and Codes Common to Property and Casualty (7.09%)
Mid-weight domains covering standard provisions, conditions, and Nevada code sections that apply across both lines.
- Focus on cancellation, nonrenewal, and notice requirements under Nevada statute
Domain 10: Nevada Statutes and Codes Pertinent to Casualty Insurance Only (6.38%) and Domain 9: Nevada Statutes and Codes Pertinent to Property Insurance Only (1.42%)
Domain 9 is the lightest domain on the entire exam. Don't over-invest here - a light pass is enough.
- Skim line-specific statutes once you've mastered the common regulatory domains
For a deeper breakdown of testable topics inside each of these ten areas, the NV-PC Exam Domains 2026: Complete Guide to All 10 Content Areas walks through sub-topics domain by domain.
Key Takeaway
Rank your review time by weight: prioritize Domains 4, 1, and 7 first - together they cover roughly 46% of scored questions - then work down to Domain 9 last.
Registration and Eligibility Mechanics
Nevada's path to the InsNV_PC06 exam has a few non-negotiable mechanics that trip up first-time applicants:
- No prelicensing education requirement. Nevada does not mandate a prep course before you sit for the exam, unlike many other states.
- One-year application window. You must pass the exam within one year before submitting your license application - plan your test date around your application timeline, not the other way around.
- Fingerprinting and background check. This state process runs alongside your exam prep and must be completed as part of licensure.
- Test center only. The combined exam is delivered at Pearson VUE test centers; it is not currently listed for OnVUE remote/online delivery, so you'll need to schedule an in-person seat.
A full eligibility walkthrough, including how the fingerprint process interacts with your application, is covered in NV-PC Requirements 2026: Eligibility, Prerequisites & How to Qualify. If you want scheduling windows and how far out to book your test center seat, check NV-PC Exam Dates 2026: Testing Windows, Deadlines & Scheduling.
Question Format and Test-Day Quirks
All 156 questions on the InsNV_PC06 exam - 141 scored and 15 unscored - are multiple choice, and they're interspersed so you cannot tell which is which. That means every question deserves full attention; there's no way to skim "the pretest ones" and save time.
With 3 hours 35 minutes for 156 questions, you have roughly 1.4 minutes per question on average - generous by most licensing-exam standards, but casualty bond terminology and Nevada statute citations can eat extra seconds if you haven't drilled the vocabulary. Passing requires a scaled score of 70; for exactly how scaled scoring translates to correct-answer counts and what a "70" actually represents, see NV-PC Passing Score 2026: Exactly What You Need to Pass.
Curious how the exam's difficulty stacks up in practice - pacing, question phrasing, and where candidates report getting stuck? The How Hard Is the NV-PC Exam? Complete Difficulty Guide 2026 article covers that in depth, and the NV-PC Pass Rate 2026: What the Data Shows piece contextualizes what the outcome data actually shows.
Key Takeaway
Because unscored pretest items are hidden among scored ones, never assume a hard-feeling question is "just a pretest item" - answer every question as if it counts.
One-Week Rapid Review Schedule
If your test date is close, a compressed schedule beats an unfocused cram. This sequence maps directly to domain weight, not generic study theory - heaviest domains first, lightest domain last.
Casualty Core
- Domain 4 (16.31%): policy types, bonds, surety terminology
- Domain 5 (10.64%): casualty insurance terms and concepts
Property Core
- Domain 1 (15.60%): property policy types and forms
- Domain 2 (10.64%): property insurance terms and concepts
Nevada Regulatory Backbone
- Domain 7 (14.18%): statutes common to life, health, property, casualty
- Domain 8 (7.09%): statutes common to property and casualty
Provisions and Line-Specific Statutes
- Domain 3 (9.22%) and Domain 6 (8.51%): policy provisions and contract law
- Domain 10 (6.38%): casualty-only Nevada statutes
Full Review and Light Domain
- Domain 9 (1.42%): property-only Nevada statutes - quick pass
- Timed practice runs mirroring the 3:35 test window
For a longer-horizon version of this plan with weekly milestones instead of a one-week sprint, see the NV-PC Study Guide 2026: How to Pass on Your First Attempt. Running practice questions through our practice test platform under actual time pressure is the fastest way to confirm you can sustain pace across all 156 items.
What Happens After You Pass
Passing InsNV_PC06 is the exam milestone, but licensure and career steps continue afterward. Once licensed, Nevada producers must renew every three years and complete 30 continuing-education hours, including 3 ethics hours, during each renewal cycle. Building that CE habit early - rather than scrambling near your renewal date - keeps your license in good standing.
Licensed Property and Casualty producers in Nevada work across independent agencies, captive carrier offices, and brokerages that place personal and commercial lines coverage. If you're weighing whether the licensing effort translates into real opportunity, the NV-PC Salary Guide 2026: Complete Earnings Analysis and Is the NV-PC Certification Worth It? Complete ROI Analysis 2026 articles dig into that question, and NV-PC Jobs surveys where licensed producers actually get hired.
Quick Reference Table
| Item | Detail |
|---|---|
| Exam code | InsNV_PC06 (combined Property & Casualty) |
| Administered by | Pearson VUE, for the Nevada Division of Insurance |
| Fee | $47 |
| Questions | 141 scored + 15 unscored pretest = 156 total |
| Time limit | 3 hours 35 minutes |
| Passing score | 70 (scaled) |
| Delivery | Pearson VUE test centers only (no OnVUE) |
| Prelicensing education | Not required in Nevada |
| Largest domain | Domain 4 - Casualty policy types, bonds, related terms (16.31%) |
| Smallest domain | Domain 9 - Nevada statutes, property only (1.42%) |
| License renewal | Every 3 years, 30 CE hours incl. 3 ethics hours |
| Current outline | Effective October 1, 2024 (revised outline starts Nov 14, 2026) |
Keep this table bookmarked alongside the deeper background pieces - What Is NV-PC? and NV-PC Meaning - if you ever need to explain the license to someone unfamiliar with it.
FAQ
Yes. All 141 scored and 15 unscored pretest questions on the InsNV_PC06 exam are multiple choice, mixed together without indication of which are scored.
No. The combined exam is offered at Pearson VUE test centers and is not currently listed for OnVUE online delivery, so plan for an in-person appointment.
No. Nevada does not require prelicensing education for the Property & Casualty Insurance Producer Exam, though many candidates still self-study using domain-weighted materials.
You must pass the exam within one year before submitting your license application, and you must also complete Nevada's fingerprint and background check process.
Start with Domain 4 (Casualty - Types of Policies, Bonds, and Related Terms) at 16.31%, followed by Domain 1 (Property - Types of Policies) at 15.60%, since together they represent the largest share of scored questions.